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Old 07-12-2008, 04:28 PM   #1 (permalink)
Whipper Snapper
 
Join Date: Jul 2008
Location: Brooklyn, NY
Posts: 18

Weight Statistics

7/12/2008
Start Date:
5' 5"
Height:
325 lb
Start Weight:
323 lb
Current Weight:
150 lb
Goal Weight:
2 lb
Weight Loss:
173 lb
Lb Left to Lose:
0.615384615385 %
% Lost:

Body Mass Index
54.0769230769
BMI Start:
53.7441420118
BMI Current:
24.9585798817
BMI Goal:
Send a message via AIM to JaniceB
Default My Insurance Excludes Bariatric Surgery

Flat out, said they won't cover.

Although in NYS it is illegal for an insurance company to not pay for surgery if it is deemed medically necessary?!

I have Blue Shield. Sigh. I hate my employer. Anyone else in this situation?
I'm this close to going to Mexico.
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Alt Weight Loss Surgery Insurance
Yes, you can often get insurance cover for your Weight Loss Surgery.
Our own Craig "Big-T" Thompson has been there and done that, and he's written an e-book about it.

   
Old 07-12-2008, 05:31 PM   #2 (permalink)
Seasoned Veteran
 
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Join Date: Dec 2007
Location: Buffalo, NY
Posts: 2,465

Weight Statistics

12-19-07
Start Date:
1-29-08
Surgery Date:
5' 3"
Height:
286 lb
Start Weight:
164 lb
Current Weight:
150 lb
Goal Weight:
122 lb
Weight Loss:
14 lb
Lb Left to Lose:
42.6573426573 %
% Lost:
eventually
Goal Date:

Body Mass Index
50.6570924666
BMI Start:
29.0481229529
BMI Current:
26.5684051398
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

There's a couple. Kitty56 and Trulykath come to mind. They'll be on soon.

I'm sorry.
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Old 07-12-2008, 10:06 PM   #3 (permalink)
Big Loser
 
Join Date: Jul 2008
Location: Twin Cities, Minnesota
Posts: 126
Blog Entries: 1

Weight Statistics

1999
Start Date:
OPEN RNY 4/6/1999 Lost 150#
Surgery Date:
5' 7"
Height:
304 lb
Start Weight:
179 lb
Current Weight:
178 lb
Goal Weight:
125 lb
Weight Loss:
1 lb
Lb Left to Lose:
41.1184210526 %
% Lost:
Already hit my goal of 154lbs No hurry Gained 25 per MD orders @ 2yrs postop MAINTAINING NOW!
Goal Date:

Body Mass Index
47.6079304968
BMI Start:
28.0323011807
BMI Current:
27.8756961461
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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Default

I have BCBS also, and they cover it in Minnesota. Must be just the differances in policies..
Yep, dont despair, there are ways to still go thru with your goal.
The self pay really isn't that bad. Usually payments can be made, It differs per hospital what they charge, so check around, its amazing what some places charge, while others are so much more nicer, and have a great track record of WLS.
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Old 07-12-2008, 10:14 PM   #4 (permalink)
WLS Guru
 
Join Date: Aug 2007
Location: Michigan
Posts: 394

Weight Statistics

07/25/07
Surgery Date:
5' 8"
Height:
288 lb
Start Weight:
201 lb
Current Weight:
160 lb
Goal Weight:
87 lb
Weight Loss:
41 lb
Lb Left to Lose:
30.2083333333 %
% Lost:
08/2007
Goal Date:

Body Mass Index
43.785467128
BMI Start:
30.5586072664
BMI Current:
24.3252595156
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

My insurance also did not pay so I paid cash for it but well worth the money spent/ I think I paid about 30 grand once everything was paid for. Most places do give cash patients a lower price than if your insurance was paying, Good luck, you will find a way.
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Old 07-12-2008, 11:11 PM   #5 (permalink)
WLS Mentor
 
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Join Date: Feb 2007
Location: No. Los Angeles County, CA
Posts: 1,353

Weight Statistics

4.29.08 RNY
Surgery Date:
5' 8"
Height:
301 lb
Start Weight:
204 lb
Current Weight:
170 lb
Goal Weight:
97 lb
Weight Loss:
34 lb
Lb Left to Lose:
32.2259136213 %
% Lost:

Body Mass Index
45.7618944637
BMI Start:
31.0147058824
BMI Current:
25.8455882353
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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Default

Blue Shield covers...the employer put in the exemption.

That sucks all over the place.

One reason...there is no guarantee that the employee who has the surgery will hang around long enough to make the extra cost worth it. That is what I have heard, anyway.

Still sucks.
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7/2008: I no longer qualify for WLS! BMI <40 with NO co-morbidities!

9/29/08: 5 months post-op and 70 pounds gone forever, babeeee!
11-29-08: 7 months post-op and down 90 lbs. Total cholesterol is under 200 for the first time in my adult life!



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Old 07-12-2008, 11:40 PM   #6 (permalink)
WLS Master Guru
 
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Join Date: Mar 2008
Location: Rochester, NY
Posts: 869

Weight Statistics

March 12, 2008
Start Date:
December 4, 2008
Surgery Date:
5' 3"
Height:
259 lb
Start Weight:
229 lb
Current Weight:
135 lb
Goal Weight:
30 lb
Weight Loss:
94 lb
Lb Left to Lose:
11.583011583 %
% Lost:

Body Mass Index
45.8747795414
BMI Start:
40.5610985135
BMI Current:
23.9115646259
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

That is really awful... I'm so sorry. I'm in NY with BCBS Healthy Blue and they're covering it for me. Can you appeal to your employer?? Maybe make contract that you'd keep working there for X amount of time if they'd cover the surgery?? Write a letter stating what a better employee you'd be if you were healthy?? Not as many sick days (if you take any), better attitude, better representative of your company, etc. Just an idea.
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Old 07-13-2008, 12:26 AM   #7 (permalink)
Big Loser
 
Join Date: Sep 2007
Location: California
Posts: 165

Weight Statistics

6/1/07
Start Date:
6/1/07
Surgery Date:
5' 6"
Height:
242 lb
Start Weight:
150 lb
Current Weight:
145 lb
Goal Weight:
92 lb
Weight Loss:
5 lb
Lb Left to Lose:
38.0165289256 %
% Lost:
12/31/08
Goal Date:

Body Mass Index
39.0555555556
BMI Start:
24.2079889807
BMI Current:
23.4010560147
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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Default

I agree that is awful. i dont understand insurances, i heard in the long run it would be cost effective if you had the surgery than to take care of a person with a long history of medical issues that could be solved byweight loss surgery. Do you have any other opitions?
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Old 07-13-2008, 05:03 AM   #8 (permalink)
Guru In Training
 
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Join Date: May 2008
Posts: 270

Weight Statistics

4/28/2008
Start Date:
12/1/2008
Surgery Date:
5' 6"
Height:
309 lb
Start Weight:
264 lb
Current Weight:
155 lb
Goal Weight:
45 lb
Weight Loss:
109 lb
Lb Left to Lose:
14.5631067961 %
% Lost:
12/31/09
Goal Date:

Body Mass Index
49.8684573003
BMI Start:
42.6060606061
BMI Current:
25.0149219467
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

That crazy! I have BS Cal Pers in Northern California, crazy that an employer can excudle certain surgeries or procedures.
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Old 07-13-2008, 07:43 PM   #9 (permalink)
Whipper Snapper
 
Join Date: Jul 2008
Location: Brooklyn, NY
Posts: 18

Weight Statistics

7/12/2008
Start Date:
5' 5"
Height:
325 lb
Start Weight:
323 lb
Current Weight:
150 lb
Goal Weight:
2 lb
Weight Loss:
173 lb
Lb Left to Lose:
0.615384615385 %
% Lost:

Body Mass Index
54.0769230769
BMI Start:
53.7441420118
BMI Current:
24.9585798817
BMI Goal:
Send a message via AIM to JaniceB
Default

Well, I don't have a traditional employer situation. I'm a freelancer in the television industry. My "employer" changes all the time, so it's thru my union. But totally lame. Not really too much ground to stand on. But it's ok, I'll self-finance and do payments. I had to get gallbladder surgery a couple years ago and the hospital worked with me on it. Knocked down a lot of the price, too. Maybe it'd be cheaper if I didn't go to one of the best places for it in the country (NYU, here in NYC). Sigh. It'll be all good. Thanks, folks
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Old 07-13-2008, 08:46 PM   #10 (permalink)
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Join Date: Jun 2008
Location: West Texas
Posts: 71

Weight Statistics

12/10/07
Start Date:
6/11/08
Surgery Date:
6' 5"
Height:
696 lb
Start Weight:
460 lb
Current Weight:
295 lb
Goal Weight:
236 lb
Weight Loss:
165 lb
Lb Left to Lose:
33.908045977 %
% Lost:
7/5/10
Goal Date:

Body Mass Index
82.5245403947
BMI Start:
54.5420812953
BMI Current:
34.9780738742
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

Yep the insurance company don't mind having policies with WLS included, it is up to the person for whom they are writing the policy. I work for the State of Texas and BCBS excludes it in our policy. In fact our state legislature has started talking about getting it written into it, even if premiums go up for those who want to choose that plan, which most people I feel would think that was fair. It is senseless that if it is now covered by medicaid, etc., that their should not be laws having it included in all insurance programs.
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