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Old 01-18-2008, 09:54 AM   #1 (permalink)
SueZ
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Join Date: Sep 2007
Location: Tropical South Texas
Posts: 6

Weight Statistics

All my life I've been trying!
Start Date:
Soon
Surgery Date:
5' 7"
Height:
289 lb
Start Weight:
270 lb
Current Weight:
150 lb
Goal Weight:
19 lb
Weight Loss:
120 lb
Lb Left to Lose:
6.57439446367 %
% Lost:

Body Mass Index
45.2588549788
BMI Start:
42.2833593228
BMI Current:
23.4907551793
BMI Goal:
Angry Screwed again!

For the second time I have been denied by my insurance company! The first time the Dr.'s office called the insurance co. they said, "No, not covered under her plan." But according to my paperwork I am, so I called Aetna and the voice on the phone agreed but said, "Give us 10 working days to update your file." So I did...then found out this morning...

Aetna and Entergy (husband retired from Entergy, an electrical utility) have done it again! We had switched to a higher deductable insurance
plan that according to the written info, covered weight loss surgery. Upper Entergy management issued a memo some time ago negating that part of the plan, but they neglected to update the written info given out to employees and retirees...so we picked the $500 deductable plan...a mistake based on missing information. The $1000 deductable plan (we think-I have no confidence now) does allow it, but you have to sign up during two weeks in October. Entergy human resources is going to call
back and send some info, then we will write a STRONGLY worded protest saying...either allow this surgery or allow us to change to a plan that allows it or else. I would think we even have a law suit except they have a statement saying they can change anything at anytime and you can't do anything about it. Sooo...arrghhhh! Maybe I can do this under Medicare when I'm 65!

I am depressed.
SueZ
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Alt Weight Loss Surgery Insurance
Yes, you can often get insurance cover for your Weight Loss Surgery.
Our own Craig "Big-T" Thompson has been there and done that, and he's written an e-book about it.

   
Old 01-18-2008, 10:52 AM   #2 (permalink)
clancythecamper
Seasoned Veteran
 
Join Date: Jun 2007
Location: Tampa, FL
Posts: 1,792
Blog Entries: 8

Weight Statistics

July 10, 2007
Surgery Date:
5' 6"
Height:
271 lb
Start Weight:
147 lb
Current Weight:
145 lb
Goal Weight:
124 lb
Weight Loss:
2 lb
Lb Left to Lose:
45.7564575646 %
% Lost:

Body Mass Index
43.7357667585
BMI Start:
23.7238292011
BMI Current:
23.4010560147
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

Sometimes life just stinks! I feel your pain and the misinformation is unexcusable. Ins companies have disclaimers for their disclaimers, but the employer thing just stinks. Do you have a copy of your policy? If they sent you a copy of the policy and it lists the surgery that may be a good way to attack. Good luck! Remember, everything happens for a reason - just keep your chin up and keep going!
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Old 01-18-2008, 11:20 AM   #3 (permalink)
SueZ
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Join Date: Sep 2007
Location: Tropical South Texas
Posts: 6

Weight Statistics

All my life I've been trying!
Start Date:
Soon
Surgery Date:
5' 7"
Height:
289 lb
Start Weight:
270 lb
Current Weight:
150 lb
Goal Weight:
19 lb
Weight Loss:
120 lb
Lb Left to Lose:
6.57439446367 %
% Lost:

Body Mass Index
45.2588549788
BMI Start:
42.2833593228
BMI Current:
23.4907551793
BMI Goal:
Default

I haven't given up! We are going to pursue this...even if we have to get tough! We happen to know personally, the president of the company. May not do any good, but you just never know. Also, the lady from Entergy was very sympathetic. She agreed that they screwed up but had to go to higher management. Maybe they will surprise me (I doubt it, incompetenace seems to be rampant!). Thanks for the support.
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Old 01-18-2008, 03:30 PM   #4 (permalink)
greensgirl19
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Join Date: Dec 2007
Location: Hudson Falls, NY
Posts: 2,291

Weight Statistics

12-19-07
Start Date:
1-29-08
Surgery Date:
5' 3"
Height:
286 lb
Start Weight:
174 lb
Current Weight:
150 lb
Goal Weight:
112 lb
Weight Loss:
24 lb
Lb Left to Lose:
39.1608391608 %
% Lost:
eventually
Goal Date:

Body Mass Index
50.6570924666
BMI Start:
30.8193499622
BMI Current:
26.5684051398
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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I'm sorry that you're having such a rough time of it. It's confusing when people tell you one thing and then it winds up something else.
You're doing the right thing by fighting this and I know you will eventually win! Keep your head up!
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Old 01-18-2008, 05:00 PM   #5 (permalink)
qt82699
Seasoned Veteran
 
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Join Date: May 2007
Location: minnesota
Posts: 4,232

Weight Statistics

july 21, 2007
Start Date:
august 17, 2007
Surgery Date:
5' 6"
Height:
339 lb
Start Weight:
179 lb
Current Weight:
160 lb
Goal Weight:
160 lb
Weight Loss:
19 lb
Lb Left to Lose:
47.197640118 %
% Lost:

Body Mass Index
54.7100550964
BMI Start:
28.8882001837
BMI Current:
25.8218549128
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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keep your head up and keep fighting, hope things turn out for you, keep us posted
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Old 01-18-2008, 05:00 PM   #6 (permalink)
BOOTS
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Join Date: Aug 2006
Location: WADING RIVER (Long Island), NY
Posts: 4,860

Weight Statistics

7/16/07
Start Date:
7/16/07
Surgery Date:
4' 11"
Height:
230 lb
Start Weight:
139 lb
Current Weight:
115 lb
Goal Weight:
91 lb
Weight Loss:
24 lb
Lb Left to Lose:
39.5652173913 %
% Lost:
12/31/08
Goal Date:

Body Mass Index
46.4492961793
BMI Start:
28.0715311692
BMI Current:
23.2246480896
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Send a message via AIM to BOOTS
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Ill Pray For Ya
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Old 01-19-2008, 06:30 AM   #7 (permalink)
DocSanae
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Location: Tokyo, Japan
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5' 5"
Height:
Default

((((HUGS))))
I am sorry to hear of the insurance issues.
I sure hope you'll be able to get something done about it, so you can get the surgery.
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Old 02-11-2008, 03:23 PM   #8 (permalink)
LadyLisa
WLS Master Guru
 
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Join Date: Aug 2007
Location: PA (Near Philly)
Posts: 688
Blog Entries: 1

Weight Statistics

March 12, 2008
Surgery Date:
5' 6"
Height:
340 lb
Start Weight:
249 lb
Current Weight:
150 lb
Goal Weight:
91 lb
Weight Loss:
99 lb
Lb Left to Lose:
26.7647058824 %
% Lost:

Body Mass Index
54.8714416896
BMI Start:
40.185261708
BMI Current:
24.2079889807
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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I think what annoys me about all this ins stuff is that they deny you and by doing that it makes me think that they are just going to let you sit around heavy till you die because it would be cheaper for them in the long run or so they think. I have done everything they have asked of me so far and will soon be adding my name to the applied to my ins list. I am hoping that with the other co-morbidities that I have and that I have done what they asked that they wont give me to hard a time.. Good luck to you...
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Old 02-12-2008, 10:56 AM   #9 (permalink)
Queenofthenile
WLS Mentor
 
Join Date: Jan 2008
Location: Troy,ny
Posts: 1,091

Weight Statistics

Since birth:)
Start Date:
postponed until ?
Surgery Date:
5' 6"
Height:
319 lb
Start Weight:
294 lb
Current Weight:
150 lb
Goal Weight:
25 lb
Weight Loss:
144 lb
Lb Left to Lose:
7.83699059561 %
% Lost:
sometime in 2009
Goal Date:

Body Mass Index
51.4823232323
BMI Start:
47.4476584022
BMI Current:
24.2079889807
BMI Goal:

Weight Loss Method
-
Default

I am so sorry to hear about your insurance issues. Believe me I know, I am having trouble getting insurance. I lost my health insurance which gave me no trouble at all approving me and getting a date because my husband left his job. Now I am battling with medicaid to even get an appointment to apply for insurance. I don't understand why ins. companies do that. It would be less expensive for them in the long run. You wouldn't have medical issues related to obesity that they would have to treat. Keep fighting!!!
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