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Old 02-01-2006, 04:14 PM   #1 (permalink)
xsmith95
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Location: Near St. Louis, MO
Posts: 633

Weight Statistics

June 17, 2005
Start Date:
June 17, 2005
Surgery Date:
5' 2"
Height:
313 lb
Start Weight:
173 lb
Current Weight:
140 lb
Goal Weight:
140 lb
Weight Loss:
33 lb
Lb Left to Lose:
44.7284345048 %
% Lost:
don't have a set goal date, I take it day by day that way I don't get discouraged
Goal Date:

Body Mass Index
57.2421956296
BMI Start:
31.6386576483
BMI Current:
25.6035379813
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default insurance coverage for plastics

How difficult is it to get insurance coverage for plastics work? I was unable to get my insurance to cover my RNY surgery due to an exclusion and was wondering if I should even try for plastics!
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Alt Weight Loss Surgery Insurance
Yes, you can often get insurance cover for your Weight Loss Surgery.
Our own Craig "Big-T" Thompson has been there and done that, and he's written an e-book about it.

   
Old 02-01-2006, 07:37 PM   #2 (permalink)
CraigT
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This is nearly impossible. You have to show a TRUE medical necessity. I have personally only known one person who was approved for this. Although is was not a full tummy tuck. He was able to have a panniculectomy. This is just lopping off the skin right at the front waistline.

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Old 04-01-2006, 09:38 AM   #3 (permalink)
spierce71k
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Join Date: Nov 2005
Location: McKinney, TX
Posts: 12

Weight Statistics

01/01/2003
Start Date:
05/12/2003
Surgery Date:
Height:
337 lb
Start Weight:
210 lb
Current Weight:
185 lb
Goal Weight:
127 lb
Weight Loss:
25 lb
Lb Left to Lose:
37.6854599407 %
% Lost:
12/30/2007
Goal Date:

Body Mass Index
56
BMI Start:

Weight Loss Method
Roux en Y Gastric Bypass
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Default Insurance approval for plastics

I agree w/Criag, this is "nearly" impossible. The only time I've seen it approved is for the person who has significant wound care and infection issues in the area under the pannus (the excess skin). Couple of hints: Check your benefit document to make sure they don't absolutely exclude panniculectomy, abdominoplasty or plastic surgery after weight loss surgery (yes they are getting that specific). Also check the exclusion for cosmetic surgery. It usually says something about the procedure that doesn't improve a physiologic function. If you have a hernia that needs to be repaired, or another type of procedure that you need done, maybe the plastic surgeon could go in at the same time. Then you usually don't have to pay the hospital stay (your insurance usually covers that because of the other covered procedure) and you only have to pay the plastic surgeon out of pocket. Best to work with your plastic surgeon and have him formulate the letter to the insurance company to show them what functional impairments exist (infection, wounds, severe back pain limiting the ability to walk). If none of those exist, it's not likely to be covered, but best to ask and have them say no than to never ask the question and miss out on potential coverage.
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Old 04-01-2006, 06:11 PM   #4 (permalink)
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I have heard of some people being approved for having rashes under the excess skin. These may just be mysterious urban legends, but worth trying for if it works.
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Old 09-19-2006, 07:09 PM   #5 (permalink)
Jessica33
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Hi, I just had a laperscopic surgery and asked the surgeon if he knew of a way to get insurance companies to do plastic surgery on the excess skin that I have. He said that insurances will cover the tummy area if the excess skin is causing a severe rash. So, it's not an urban legend, according to this surgeon. I am constantly lifting the excess skin cuz it sticks to me and I clean that area good, so that I don't get a rash, maybe I should leave it alone, so that I do? LOL
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Old 09-19-2006, 07:13 PM   #6 (permalink)
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I would wash still, but when you get close to wanting the surgery go for broke....lol
Janae
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Old 09-19-2006, 08:35 PM   #7 (permalink)
droliver
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It is not really impossible to get preapproved, but it's getting more difficult as insurers are tightening their criteria. Whatsmore, the insurance companies when they do authorize, have established a reimbursement fee (20-30% of an average abdominoplasty fee) that makes insurance-based post-bariatric plastic surgery an unsustainable part of their practice for many surgeons. With the increased operative time, higher complication rate, and much greater degree of pre/postop care you will likely increasingly find it few Plastic Surgeons willing to do this for insurance rates.
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Old 09-19-2006, 08:37 PM   #8 (permalink)
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What a bummer. Don't worry Dr. Oliver. We won't shoot the messenger. We love ya and you are good to have around.
Janae
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Old 02-04-2007, 01:42 PM   #9 (permalink)
myavt
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Weight Statistics

9/1/2006
Start Date:
5' 1"
Height:
278 lb
Start Weight:
188 lb
Current Weight:
130 lb
Goal Weight:
90 lb
Weight Loss:
58 lb
Lb Left to Lose:
32.3741007194 %
% Lost:
05/2008
Goal Date:

Body Mass Index
52.5219027143
BMI Start:
35.5184090298
BMI Current:
24.5606019887
BMI Goal:

Weight Loss Method
Physician Prescribed Diet/Exercise
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The last time I was a size 6/7, I took a class on body image (I'm a therapist) and was complaining to the instructor that I'd be happy w/my body if I could just get rid of this dangling "thing" (pannus) at the bottom of my belly. Of course she had some cute colloquialism about it being referred to as a "mother's apron". Then she broke my heart by saying it would NEVER leave me no matter how much I exercised, how thin I got, worked on my skin tone, etc. It could only be surgically removed. Ooookay.

BUT the freakin thing isn't even firm when I'm at 278 lbs! It still dangles. I never had it until I had 2 c-sections. What actually seems to happen is that the c-section scar is firm and THIS stretched out skin flops over it. It rubs against the skin underneath it. That skin breaks down, bleeds, can't heal--is sometimes affected by yeast, develops odors even THOUGH I'm constantly after it w/babywipes. AND...

The insurance that I had at that time turned me down for having the whole mess removed. It wasn't considered a medical necessity or severe enough.

I thought it was/is!!!

Mya

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