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04-01-2008, 06:09 PM
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#1 (permalink)
| | Newbie
Join Date: Apr 2008
Posts: 1
3' 0"
Height:
|  What do I do with no insurance?
I started my dream job 8 months ago. As soon as my insurance kicked in I called and asked about Gastric Bypass surgery. SURPRISE, SURPRISE! THEY DON'T COVER IT.
Specifically:For services or supplies rendered to any covered person for treatmentof obesity(including morbid obesity) or for weight reduction.
GREAT 
So I tried to get financing. Not going to happen.
Does any one have ANY suggestions.
Female
5'6"
445lbs  | 
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04-01-2008, 06:24 PM
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#2 (permalink)
| | Seasoned Veteran
Join Date: Oct 2007 Location: N.Y.
Posts: 1,577
Weight Statistics June 25,2007 Start Date:
June 25,2007 Surgery Date:
5' 7"
Height:
322 lb Start Weight:
239 lb Current Weight:
165 lb Goal Weight:
83 lb Weight Loss:
74 lb Lb Left to Lose:
25.7763975155 % % Lost:
07/2008 Goal Date:
Body Mass Index50.4268211183 BMI Start:
37.4286032524 BMI Current:
25.8398306973 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Sorry it is rough for you so far. I would say try going to your private dr. and get his help and advice, hopefully he can give some ins. advice too... Good luck!!! Kathy
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04-01-2008, 06:34 PM
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#3 (permalink)
| | Seasoned Veteran
Join Date: Oct 2007 Location: North West, NJ
Posts: 2,707
Weight Statistics 1/14/2008 Surgery Date:
5' 10"
Height:
330 lb Start Weight:
235 lb Current Weight:
200 lb Goal Weight:
95 lb Weight Loss:
35 lb Lb Left to Lose:
28.7878787879 % % Lost:
Body Mass Index47.3448979592 BMI Start:
33.7153061224 BMI Current:
28.693877551 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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That is tough - I agree, try your Doctor, maybe he can come up with an idea, or a way around the insurance company. I didn't know there were any insurance companys that flat out won't - I thought at the worst it just took a lot to get them to say yes. Good luck to you.
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04-01-2008, 06:35 PM
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#4 (permalink)
| | WLS Mentor
Join Date: Oct 2007 Location: Minnesota
Posts: 1,427
Weight Statistics On and off my whole life...Highest weight was 326 Start Date:
November 20, 2007 Surgery Date:
5' 9"
Height:
287 lb Start Weight:
210 lb Current Weight:
170 lb Goal Weight:
77 lb Weight Loss:
40 lb Lb Left to Lose:
26.8292682927 % % Lost:
August 2009 Goal Date:
Body Mass Index42.3778617937 BMI Start:
31.0081915564 BMI Current:
25.1018693552 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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I would like to welcome you to the site. Have you read the posts on here in the insurance forum, maybe there have been others in your same position. good luck in your journey, maybe your regluar doc had some kind of suggestions.
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04-01-2008, 07:15 PM
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#5 (permalink)
| | Seasoned Veteran
Join Date: Mar 2007 Location: Floyd County Virginia
Posts: 9,445
Weight Statistics September 19th 2007 Start Date:
September 19th 2007 June 18,2012 Surgery Date:
5' 10"
Height:
363 lb Start Weight:
226 lb Current Weight:
170 lb Goal Weight:
137 lb Weight Loss:
56 lb Lb Left to Lose:
37.741046832 % % Lost:
When I get there again Goal Date:
Body Mass Index52.0793877551 BMI Start:
32.4240816327 BMI Current:
24.3897959184 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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If your Dr thinks your life may be in danger he can either appeal to your insurance company or ask the hosptial to do the surgery free. This would probally be the surgeons call on both.
__________________ Remember Tough times never last Tough people do... This Ribbon is for our Lady Lisa and all the women that fight this ugly disease. RIP Jerry my friend
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04-01-2008, 11:44 PM
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#6 (permalink)
| | Super Moderator
Join Date: Nov 2005 Location: Tokyo, Japan
Posts: 24,788
5' 5"
Height:
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Welcome to the board, thank you for joining us.
Sorry to hear of your insurance woes.
Yes, pick you dr's brains for ideas.
Does your work place have an alternate insurance policy that you can switch to?
((((((HUGS)))) May your journey go well.
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04-02-2008, 03:21 AM
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#7 (permalink)
| | Seasoned Veteran
Join Date: Jun 2007 Location: Tampa, FL
Posts: 3,605
Weight Statistics July 10, 2007 Surgery Date:
5' 6"
Height:
271 lb Start Weight:
175 lb Current Weight:
182 lb Goal Weight:
96 lb Weight Loss:
-7 lb Lb Left to Lose:
35.4243542435 % % Lost:
Body Mass Index43.7357667585 BMI Start:
28.2426538108 BMI Current:
29.3723599633 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Glad you joined us ~ There are insurance ads on this site, one up now as I speak, to buy insurance. I know that when it is excluded on a policy there may not be any coverage at all but what about other procedures? Def talk to your doctor, hopefully they will be well versed on this subject. You may want to contact a local bariatric surgeons office as well, ours is affiliated with another doctor that uses multiple methods of weight loss for their patients. Wishing you the best~~~
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04-02-2008, 07:50 AM
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#8 (permalink)
| | WLS Guru
Join Date: Jan 2008 Location: Michigan
Posts: 428
Weight Statistics January 8, 2008 Start Date:
February 21, 2008 Surgery Date:
5' 7"
Height:
253 lb Start Weight:
122 lb Current Weight:
135 lb Goal Weight:
131 lb Weight Loss:
-13 lb Lb Left to Lose:
51.7786561265 % % Lost:
April, 2009 Goal Date:
Body Mass Index39.6210737358 BMI Start:
19.1058142125 BMI Current:
21.1416796614 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Welcome! I know Capital One does financing, how about a home equity loan if you own a home? Talk to your doctor, talk to Human Resources at work to see if you can get a rider to cover WLS for an additional cost, look into other personal insurance policies. These are things I heard other people address, if I think of anymore, I'll add them to the list. Check out the insurance section, it is helpful!
good luck, there will be an anwser for you somewhere!
__________________ Tami  | |
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04-02-2008, 08:04 AM
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#9 (permalink)
| | Seasoned Veteran
Join Date: Sep 2007 Location: Alabama
Posts: 4,019
Weight Statistics 9/28/07 Start Date:
9/28/07 Surgery Date:
5' 6"
Height:
279 lb Start Weight:
186 lb Current Weight:
175 lb Goal Weight:
93 lb Weight Loss:
11 lb Lb Left to Lose:
33.3333333333 % % Lost:
18 months Goal Date:
Body Mass Index45.0268595041 BMI Start:
30.0179063361 BMI Current:
28.2426538108 BMI Goal:
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Good luck on finding something to help you. Please keep us posted and best of luck to you!
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04-02-2008, 10:10 AM
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#10 (permalink)
| | Seasoned Veteran
Join Date: May 2007 Location: minnesota
Posts: 5,595
Weight Statistics july 21, 2007 Start Date:
august 17, 2007 Surgery Date:
5' 6"
Height:
339 lb Start Weight:
177 lb Current Weight:
160 lb Goal Weight:
162 lb Weight Loss:
17 lb Lb Left to Lose:
47.7876106195 % % Lost:
Body Mass Index54.7100550964 BMI Start:
28.5654269972 BMI Current:
25.8218549128 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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would like to welcome you and say good luck, sorry to hear they dont cover it
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