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Old 04-01-2008, 06:09 PM   #1 (permalink)
hep
Newbie
 
Join Date: Apr 2008
Posts: 1

3' 0"
Height:
Unhappy What do I do with no insurance?

I started my dream job 8 months ago. As soon as my insurance kicked in I called and asked about Gastric Bypass surgery. SURPRISE, SURPRISE! THEY DON'T COVER IT.
Specifically:For services or supplies rendered to any covered person for treatmentof obesity(including morbid obesity) or for weight reduction.
GREAT
So I tried to get financing. Not going to happen.
Does any one have ANY suggestions.

Female
5'6"
445lbs
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Alt Weight Loss Surgery Insurance
Yes, you can often get insurance cover for your Weight Loss Surgery.
Our own Craig "Big-T" Thompson has been there and done that, and he's written an e-book about it.

   
Old 04-01-2008, 06:24 PM   #2 (permalink)
thumper1
WLS Master Guru
 
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Join Date: Oct 2007
Location: N.Y.
Posts: 700

Weight Statistics

June 25,2007
Start Date:
June 25,2007
Surgery Date:
5' 7"
Height:
322 lb
Start Weight:
204 lb
Current Weight:
152 lb
Goal Weight:
118 lb
Weight Loss:
52 lb
Lb Left to Lose:
36.6459627329 %
% Lost:
07/2008
Goal Date:

Body Mass Index
50.4268211183
BMI Start:
31.9474270439
BMI Current:
23.8039652484
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Send a message via AIM to thumper1
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Sorry it is rough for you so far. I would say try going to your private dr. and get his help and advice, hopefully he can give some ins. advice too... Good luck!!! Kathy
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Old 04-01-2008, 06:34 PM   #3 (permalink)
DeMarie
WLS Master Guru
 
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Join Date: Oct 2007
Location: North West, NJ
Posts: 809

Weight Statistics

1/14/2008
Surgery Date:
5' 10"
Height:
330 lb
Start Weight:
270 lb
Current Weight:
200 lb
Goal Weight:
60 lb
Weight Loss:
70 lb
Lb Left to Lose:
18.1818181818 %
% Lost:
about one year
Goal Date:

Body Mass Index
47.3448979592
BMI Start:
38.7367346939
BMI Current:
28.693877551
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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That is tough - I agree, try your Doctor, maybe he can come up with an idea, or a way around the insurance company. I didn't know there were any insurance companys that flat out won't - I thought at the worst it just took a lot to get them to say yes. Good luck to you.
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Old 04-01-2008, 06:35 PM   #4 (permalink)
TamTamW
WLS Mentor
 
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Join Date: Oct 2007
Location: Minnesota
Posts: 1,132
Blog Entries: 1

Weight Statistics

On and off my whole life...
Start Date:
November 20, 2007
Surgery Date:
5' 9"
Height:
287 lb
Start Weight:
227 lb
Current Weight:
150 lb
Goal Weight:
60 lb
Weight Loss:
77 lb
Lb Left to Lose:
20.9059233449 %
% Lost:
August 2009
Goal Date:

Body Mass Index
42.3778617937
BMI Start:
33.5183784919
BMI Current:
22.1487082546
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Send a message via MSN to TamTamW
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I would like to welcome you to the site. Have you read the posts on here in the insurance forum, maybe there have been others in your same position. good luck in your journey, maybe your regluar doc had some kind of suggestions.
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Old 04-01-2008, 07:15 PM   #5 (permalink)
MsVickie
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Join Date: Mar 2007
Location: Floyd County Virginia
Posts: 3,022
Blog Entries: 1

Weight Statistics

September 19th 2007
Start Date:
September 19th 2007
Surgery Date:
5' 10"
Height:
363 lb
Start Weight:
221 lb
Current Weight:
165 lb
Goal Weight:
142 lb
Weight Loss:
56 lb
Lb Left to Lose:
39.1184573003 %
% Lost:
12/31/09
Goal Date:

Body Mass Index
52.0793877551
BMI Start:
31.7067346939
BMI Current:
23.6724489796
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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If your Dr thinks your life may be in danger he can either appeal to your insurance company or ask the hosptial to do the surgery free. This would probally be the surgeons call on both.
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Old 04-01-2008, 11:44 PM   #6 (permalink)
DocSanae
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Join Date: Nov 2005
Location: Tokyo, Japan
Posts: 8,028
Blog Entries: 2

5' 5"
Height:
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Welcome to the board, thank you for joining us.
Sorry to hear of your insurance woes.
Yes, pick you dr's brains for ideas.
Does your work place have an alternate insurance policy that you can switch to?
((((((HUGS)))) May your journey go well.
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Old 04-02-2008, 03:21 AM   #7 (permalink)
clancythecamper
WLS Mentor
 
Join Date: Jun 2007
Location: Tampa, FL
Posts: 1,445
Blog Entries: 7

Weight Statistics

July 10, 2007
Surgery Date:
5' 6"
Height:
271 lb
Start Weight:
157 lb
Current Weight:
145 lb
Goal Weight:
114 lb
Weight Loss:
12 lb
Lb Left to Lose:
42.0664206642 %
% Lost:

Body Mass Index
43.7357667585
BMI Start:
25.3376951331
BMI Current:
23.4010560147
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
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Glad you joined us ~ There are insurance ads on this site, one up now as I speak, to buy insurance. I know that when it is excluded on a policy there may not be any coverage at all but what about other procedures? Def talk to your doctor, hopefully they will be well versed on this subject. You may want to contact a local bariatric surgeons office as well, ours is affiliated with another doctor that uses multiple methods of weight loss for their patients. Wishing you the best~~~
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Old 04-02-2008, 07:50 AM   #8 (permalink)
needanewme
Big Loser
 
Join Date: Jan 2008
Location: Michigan
Posts: 179

Weight Statistics

January 8, 2008
Start Date:
February 21, 2008
Surgery Date:
5' 6"
Height:
253 lb
Start Weight:
187 lb
Current Weight:
145 lb
Goal Weight:
66 lb
Weight Loss:
42 lb
Lb Left to Lose:
26.0869565217 %
% Lost:
April, 2009
Goal Date:

Body Mass Index
40.8308080808
BMI Start:
30.1792929293
BMI Current:
23.4010560147
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

Welcome! I know Capital One does financing, how about a home equity loan if you own a home? Talk to your doctor, talk to Human Resources at work to see if you can get a rider to cover WLS for an additional cost, look into other personal insurance policies. These are things I heard other people address, if I think of anymore, I'll add them to the list. Check out the insurance section, it is helpful!

good luck, there will be an anwser for you somewhere!
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Old 04-02-2008, 08:04 AM   #9 (permalink)
Christy0283
WLS Mentor
 
Join Date: Sep 2007
Location: Alabama
Posts: 1,475

Weight Statistics

9/28/07
Start Date:
9/28/07
Surgery Date:
5' 6"
Height:
279 lb
Start Weight:
202 lb
Current Weight:
165 lb
Goal Weight:
77 lb
Weight Loss:
37 lb
Lb Left to Lose:
27.5985663082 %
% Lost:
18 months
Goal Date:

Body Mass Index
45.0268595041
BMI Start:
32.6000918274
BMI Current:
26.6287878788
BMI Goal:
Default

Good luck on finding something to help you. Please keep us posted and best of luck to you!
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Old 04-02-2008, 10:10 AM   #10 (permalink)
qt82699
Seasoned Veteran
 
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Join Date: May 2007
Location: minnesota
Posts: 2,623

Weight Statistics

july 21, 2007
Start Date:
august 17, 2007
Surgery Date:
5' 6"
Height:
339 lb
Start Weight:
192 lb
Current Weight:
160 lb
Goal Weight:
147 lb
Weight Loss:
32 lb
Lb Left to Lose:
43.3628318584 %
% Lost:

Body Mass Index
54.7100550964
BMI Start:
30.9862258953
BMI Current:
25.8218549128
BMI Goal:

Weight Loss Method
Roux en Y Gastric Bypass
Default

would like to welcome you and say good luck, sorry to hear they dont cover it
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