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05-12-2010, 11:56 PM
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#1 (permalink)
| | Whipper Snapper
Join Date: Apr 2010 Location: East Peoria, Illinois
Posts: 11
Weight Statistics April 12, 2010 Start Date:
tba Surgery Date:
5' 9"
Height:
347 lb Start Weight:
358 lb Current Weight:
150 lb Goal Weight:
-11 lb Weight Loss:
208 lb Lb Left to Lose:
-3.17002881844 % % Lost:
12/31/2012 Goal Date:
Body Mass Index51.2373450956 BMI Start:
52.8615837009 BMI Current:
22.1487082546 BMI Goal:
|  Hit a dead end...
I lost my job yesterday...which will also take with it my health insurance. I'm quite heartbroken over the loss as I now have to stop all of my efforts for the WLS. I'm not really sure what to do now... other than continue to fight for my job with the union. It's going to be quite a while until anything comes of that, though.
Has anyone had supplementary insurance like COBRA cover the surgery? The premiums are OUTRAGEOUS! But I have been getting everything in order for this surgery and all I had left was for the insurance to approve it and to pay some program fees. I really don't want to give up now. Please keep me in your thoughts and prayers, guys.
This sucks. so much.
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05-13-2010, 01:10 AM
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#2 (permalink)
| | Seasoned Veteran
Join Date: Jan 2010 Location: Idaho
Posts: 3,952
Weight Statistics Jan 2009 Start Date:
Dec. 22, 2009 Surgery Date:
5' 6"
Height:
317 lb Start Weight:
194 lb Current Weight:
165 lb Goal Weight:
123 lb Weight Loss:
29 lb Lb Left to Lose:
38.8012618297 % % Lost:
May 2011 Goal Date:
Body Mass Index51.1595500459 BMI Start:
31.3089990817 BMI Current:
26.6287878788 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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I did research on this and I am pretty sure Cobra is the EXACT same insurance you had with the company in the first place. You are covered exactly as you would have been if you were still employed. If your old employer did not have a WLS exclusion, then you should be fine...I had a friend who had knee replacesments and cobra covered it just fine...Good luck hun and let us know what you learn 
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05-13-2010, 05:39 AM
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#3 (permalink)
| | Guru In Training
Join Date: Feb 2010 Location: New England
Posts: 300
Weight Statistics January 12 Start Date:
Feb. 23, 2010 Surgery Date:
5' 6"
Height:
284 lb Start Weight:
147 lb Current Weight:
170 lb Goal Weight:
137 lb Weight Loss:
-23 lb Lb Left to Lose:
48.2394366197 % % Lost:
Body Mass Index45.8337924702 BMI Start:
23.7238292011 BMI Current:
27.4357208448 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Summer breeze is correct if you have cobra it should be the same plan.
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05-13-2010, 07:34 AM
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#4 (permalink)
| | Seasoned Veteran
Join Date: Mar 2007 Location: Floyd County Virginia
Posts: 9,445
Weight Statistics September 19th 2007 Start Date:
September 19th 2007 June 18,2012 Surgery Date:
5' 10"
Height:
363 lb Start Weight:
226 lb Current Weight:
170 lb Goal Weight:
137 lb Weight Loss:
56 lb Lb Left to Lose:
37.741046832 % % Lost:
When I get there again Goal Date:
Body Mass Index52.0793877551 BMI Start:
32.4240816327 BMI Current:
24.3897959184 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Honey there is a new law concerning COBRA. It is not as expensive as it once was. Im not sure of the ins and outs so dont give up on that yet . Keep trying to push for a surgery date and get it done ASAP.
__________________ Remember Tough times never last Tough people do... This Ribbon is for our Lady Lisa and all the women that fight this ugly disease. RIP Jerry my friend
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05-13-2010, 07:48 AM
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#5 (permalink)
| | WLS Master Guru
Join Date: Nov 2009 Location: Indiana, Burbs of Indianapolis
Posts: 877
Weight Statistics Most of my life Start Date:
October 8 2009 Surgery Date:
5' 8"
Height:
342 lb Start Weight:
168 lb Current Weight:
164 lb Goal Weight:
174 lb Weight Loss:
4 lb Lb Left to Lose:
50.8771929825 % % Lost:
Whenever my body gets there. Goal Date:
Body Mass Index51.9952422145 BMI Start:
25.5415224913 BMI Current:
24.9333910035 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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{{{HUGS}}}
Sorry to hear of your problems.
I hope everything works out.
If you can swing the COBRA insurance then go for it
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05-13-2010, 11:52 AM
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#6 (permalink)
| | Seasoned Veteran
Join Date: Jan 2006 Location: Oklahoma City, Okla USA
Posts: 2,549
Weight Statistics 05/17/02 Start Date:
05/17/02 Surgery Date:
5' 5"
Height:
355 lb Start Weight:
190 lb Current Weight:
175 lb Goal Weight:
165 lb Weight Loss:
15 lb Lb Left to Lose:
46.4788732394 % % Lost:
Body Mass Index59.0686390533 BMI Start:
31.6142011834 BMI Current:
29.1183431953 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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if you can afford to pay the COBRA costs then do it! and let the surgeon's office know that you are on now on COBRA and they may be able to rush through the process if they know they won't be getting any MONEY if they don't get moving on it for you.
__________________ 
(Spring 2004)
(lowest body weight/size) --BREE
- Strength in body is fleeting, but MY strength is from the LORD whose strength never weakens...
--------------------- open RNY 5/17/2002 -166 lbs(-200 at lowest) 8 years post in May 2010
Open major abdominal surgery 4/6/2010 for internal hernia release, extensive scarring removal & Appendix removal
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05-13-2010, 01:31 PM
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#7 (permalink)
| | Whipper Snapper
Join Date: Apr 2010 Location: East Peoria, Illinois
Posts: 11
Weight Statistics April 12, 2010 Start Date:
tba Surgery Date:
5' 9"
Height:
347 lb Start Weight:
358 lb Current Weight:
150 lb Goal Weight:
-11 lb Weight Loss:
208 lb Lb Left to Lose:
-3.17002881844 % % Lost:
12/31/2012 Goal Date:
Body Mass Index51.2373450956 BMI Start:
52.8615837009 BMI Current:
22.1487082546 BMI Goal:
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wow! Thanks so much to all of you! I did some reading up on the COBRA policies and the government picking up 65% of the excess cost...making it more affordable. This gives me hope!
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05-13-2010, 08:09 PM
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#8 (permalink)
| | Seasoned Veteran
Join Date: Feb 2007 Location: No. Los Angeles County, CA
Posts: 2,849
Weight Statistics 4.29.08 RNY Surgery Date:
5' 8"
Height:
301 lb Start Weight:
168 lb Current Weight:
170 lb Goal Weight:
133 lb Weight Loss:
-2 lb Lb Left to Lose:
44.1860465116 % % Lost:
Body Mass Index45.7618944637 BMI Start:
25.5415224913 BMI Current:
25.8455882353 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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COBRA is still cheaper than paying cash for the surgery. 
Good luck in the job retention or hunting. Keep us posted.
My DH lost his job the same time we were considering my surgery. I called my medical group's bariatric surgery program director when I was hooking myself up with my work's insurance so I would not have a break in care. We were considering COBRA if we had to.
__________________
Judijo
"Burning out this fuse out here alone" Surgery 4.29.08
11-29-08: Down 90 lbs. Total cholesterol is under 200 for the first time in my adult life!
1.11.09: 100 lbs down! Century Club! WHOO HOO! 
7.10.09 GOL! GOL! GOLGOLGOLGOLGOL! GGGGOOOOLLL!
1.10.10 Still at goal.
2.21.12 up a bit. Back on track, I hope. 
310/176/<164
Starting weight: beginning of nutrition classes, August, 2007 | |
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05-13-2010, 11:38 PM
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#9 (permalink)
| | Seasoned Veteran
Join Date: Mar 2007 Location: Floyd County Virginia
Posts: 9,445
Weight Statistics September 19th 2007 Start Date:
September 19th 2007 June 18,2012 Surgery Date:
5' 10"
Height:
363 lb Start Weight:
226 lb Current Weight:
170 lb Goal Weight:
137 lb Weight Loss:
56 lb Lb Left to Lose:
37.741046832 % % Lost:
When I get there again Goal Date:
Body Mass Index52.0793877551 BMI Start:
32.4240816327 BMI Current:
24.3897959184 BMI Goal:
Weight Loss MethodRoux en Y Gastric Bypass
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Yep that is why I said they did change the law about a year ago so try to get it done ASAP. Let your DRS office know and they will move it on along for you. They do understand this more than you think. Good luck!
__________________ Remember Tough times never last Tough people do... This Ribbon is for our Lady Lisa and all the women that fight this ugly disease. RIP Jerry my friend
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05-14-2010, 03:20 AM
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#10 (permalink)
| | Super Moderator
Join Date: Nov 2005 Location: Tokyo, Japan
Posts: 24,788
5' 5"
Height:
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Good luck (((HUGS)))
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