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  575 People Lost in total 49823 lbs = 28.70 % Give us permission to add your before & after Weight Loss Photos |   |
| View Poll Results: Helpful Information about resolution of this problem | |||
| Were you able to acquire health insurance coverage? |    | 0 | 0% |
| If so, with whom? |    | 0 | 0% |
| Who is your agent? |    | 0 | 0% |
| Agents email address? |    | 0 | 0% |
| What is your age (optional)? |    | 0 | 0% |
| What is your height (optional)? |    | 0 | 0% |
| What is your weight (optional)? | | 0 | 0% |
| What state do you live in? | | 0 | 0% |
| In what city do you reside? | | 0 | 0% |
| What is your profession? | | 0 | 0% |
| Multiple Choice Poll. Voters: 0. You may not vote on this poll | |||
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04-19-2008, 09:44 AM
| #1 (permalink) |
| Newbie Join Date: Dec 2007 Location: Houston, TX
Posts: 3
Weight Statistics November 10, 2003 Start Date:
Height: 555 lb Start Weight:
323 lb Current Weight:
260 lb Goal Weight:
232 lb Weight Loss:
63 lb Lb Left to Lose:
41.8018018018 % % Lost:
November 10, 2008 Goal Date:
Weight Loss Method Roux en Y Gastric Bypass  |  5-yr Post RnY Surgery-Can't get medical insurance after surgery Hi: I live in Texas and I am 5-years post op surgery. Highest weight 555lbs-lost down to 265lbs-leveled out at 335lbs. I have recently applied for medical insurance for me and my family and have been declined by all carriers. This seems to be an industry-wide problem and have wondered if other indivduals have had the same problem? If so, how was the problem resolved as this is critical to life in general? Please advise at bailey-young@comcast.net or at this forum. "Thank you" in advance for your support. Best regards, Bailey Young Edit: Copying the Qs that were in the poll, as the questions were asked in a way that is ineffective as a poll Helpful Information about resolution of this problem Were you able to acquire health insurance coverage? If so, with whom? Who is your agent? Agents email address? What is your age (optional)? What is your height (optional)? What is your weight (optional)? What state do you live in? In what city do you reside? What is your profession?
__________________  Last edited by DocSanae : 04-20-2008 at 07:31 AM. Reason: Copied poll questions as the Qs are ineffective as polls |
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Yes, you can often get insurance cover for your Weight Loss Surgery. Our own Craig "Big-T" Thompson has been there and done that, and he's written an e-book about it.  |
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04-19-2008, 10:08 AM
| #2 (permalink) |
| Super Moderator  | Welcome to the board, thank you for joining us. I have moved this thread to the graduates forum as this thread seems to apply to the further out post ops, rather than those who are within a year or two. Another thing to note is that your poll questions are not valid, as checking the boxes will only show the number of people who check the boxes. Your Qs are asking for specific answers as in questionnaires. The poll answers will not show up as the kind of answers you are looking for. As for medical insurance, it might depend on how well you are managing your weight maintenance post op, whether your comorbidiies have been resolved post op, or depend on the various individual provisions of the contract itself. I know for a fact that CraigT, who hosts this site, and is 11 years post op, is covered by medical insurance and has been throughout this time, and as far as I know I haven't heard from him as having trouble being covered. I do remember his mentioning that the premium for life insurance is higher for WLS people, as they were put in the higher risk group a few years back. I hope others can help you with information you are looking for. ((((((HUGS)))))) May your journey go well.
__________________ "In every job that must be done, there is an element of fun."  |
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04-19-2008, 10:15 AM
| #3 (permalink) |
| WLS Mentor Join Date: Jun 2007 Location: Tampa, FL
Posts: 1,426
Blog Entries: 7 Weight Statistics July 10, 2007 Surgery Date:
5' 6" Height: 271 lb Start Weight:
158 lb Current Weight:
145 lb Goal Weight:
113 lb Weight Loss:
13 lb Lb Left to Lose:
41.6974169742 % % Lost:
Body Mass Index 43.7357667585 BMI Start:
25.4990817264 BMI Current:
23.4010560147 BMI Goal:
Weight Loss Method Roux en Y Gastric Bypass | This was an interesting question. Doc, I need to re-do my life ins this year - ugh - I was hoping for lower rates since I am so much healthier now. I guess they consider the possible complications as a negative? Ya know, I'm gettin' tired of making lemonade!
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04-19-2008, 12:03 PM
| #4 (permalink) |
| Cub Reporter  Join Date: Mar 2008 Location: outside of Nashville, TN
Posts: 54
Weight Statistics 3/16/08 Start Date:
not sure yet Surgery Date:
5' 6" Height: 333 lb Start Weight:
320 lb Current Weight:
150 lb Goal Weight:
13 lb Weight Loss:
170 lb Lb Left to Lose:
3.9039039039 % % Lost:
Body Mass Index 53.7417355372 BMI Start:
51.6437098255 BMI Current:
24.2079889807 BMI Goal:
| Are you applying for insurance on your own? Not through an employer? If you have had group insurance without a gap in coverage, you should be able to get insurance. If you are applying individually, I am not sure. |
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04-20-2008, 12:46 AM
| #5 (permalink) |
| WLS Master Guru  Join Date: Jan 2006 Location: Oklahoma City, Okla USA
Posts: 737
Blog Entries: 43 Weight Statistics 05/17/02 Start Date:
05/17/02 Surgery Date:
5' 5" Height: 355 lb Start Weight:
192 lb Current Weight:
175 lb Goal Weight:
163 lb Weight Loss:
17 lb Lb Left to Lose:
45.9154929577 % % Lost:
may 2008 Goal Date:
Body Mass Index 59.0686390533 BMI Start:
31.9469822485 BMI Current:
29.1183431953 BMI Goal:
Weight Loss Method Roux en Y Gastric Bypass   | Individual insurance ...forget it, the best is to get it through group where they have to cover you. I have other medical issues that are not taken care of by the WLS so I couldn't get life insurance on my own, but have every bit of coverage I could checkmark through my employee, thank God!! I have also heard of quite a few that have tried to get coverage through individual and some of the insurance people I know have said that it is due to (turn down) long term complications are considered higher, etc...I don't know where that statistic is from frankly!
__________________ --BREE open RNY 5/17/2002 -166 lbs(-200 at lowest)  Everything & Anything is possible with Belief in place....WLS changes LIVES  |
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04-20-2008, 06:17 AM
| #6 (permalink) |
| Newbie Join Date: Dec 2007 Location: Houston, TX
Posts: 3
Weight Statistics November 10, 2003 Start Date:
Height: 555 lb Start Weight:
323 lb Current Weight:
260 lb Goal Weight:
232 lb Weight Loss:
63 lb Lb Left to Lose:
41.8018018018 % % Lost:
November 10, 2008 Goal Date:
Weight Loss Method Roux en Y Gastric Bypass | Thank you This is great folks...maybe if we alert people "prior" to surgery we can help a lot of folks understand the process. Keep the information coming in and let me see what can be done to begin fighting the process of corporate insurance. Bailey
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04-20-2008, 06:20 AM
| #7 (permalink) |
| Newbie Join Date: Dec 2007 Location: Houston, TX
Posts: 3
Weight Statistics November 10, 2003 Start Date:
Height: 555 lb Start Weight:
323 lb Current Weight:
260 lb Goal Weight:
232 lb Weight Loss:
63 lb Lb Left to Lose:
41.8018018018 % % Lost:
November 10, 2008 Goal Date:
Weight Loss Method Roux en Y Gastric Bypass | Keep those comments coming and "Thank You" for all your help and support. Bailey
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05-04-2008, 04:19 PM
| #8 (permalink) |
| Seasoned Veteran  Join Date: Jan 2007 Location: Hawaii
Posts: 2,888
Blog Entries: 2 Weight Statistics 07/23/2007 Start Date:
July 23, 2007 Surgery Date:
5' 2" Height: 230 lb Start Weight:
127 lb Current Weight:
115 lb Goal Weight:
103 lb Weight Loss:
12 lb Lb Left to Lose:
44.7826086957 % % Lost:
June 23 2008 Goal Date:
Body Mass Index 42.0629552549 BMI Start:
23.2260665973 BMI Current:
21.0314776275 BMI Goal:
Weight Loss Method Roux en Y Gastric Bypass | I have heard that getting insurance for people who have had the surgery is impossible through private means but if you get them through employment you can? I dont know because I have been covered by tricare (military) for the past 12 years |
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05-05-2008, 05:05 AM
| #9 (permalink) |
| WLS Mentor  Join Date: Dec 2007 Location: Hudson Falls, NY
Posts: 1,247
Weight Statistics 12-19-07 Start Date:
1-29-08 Surgery Date:
5' 3" Height: 286 lb Start Weight:
202 lb Current Weight:
150 lb Goal Weight:
84 lb Weight Loss:
52 lb Lb Left to Lose:
29.3706293706 % % Lost:
eventually Goal Date:
Body Mass Index 50.6570924666 BMI Start:
35.7787855883 BMI Current:
26.5684051398 BMI Goal:
Weight Loss Method Roux en Y Gastric Bypass | I'm hoping you can get it through employers because I'll be switching jobs later this year. I never even thought twice about it!
__________________ Kelly  5'3"    |
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